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</html><thumbnail_url>https://www.goldenspiralmedia.com/wp-content/uploads/2014/04/SILY18banner.jpg</thumbnail_url><thumbnail_width>790</thumbnail_width><thumbnail_height>420</thumbnail_height><description>One of the things that my dad always taught me is to live within your means. &#xA0;He told me to never use a credit card unless I could pay off the full balance when the bill came in. &#xA0;He told me to save for the things that I wanted and buy them after I had saved the money. &#xA0;He told me to be content with what I had and not be jealous of things other people had. &#xA0;These are are all very sound financial principles.  I&#x2019;m pretty conservative with my purchases, but money does burn a hole in my pocket faster than it will my wife. &#xA0;She is very frugal. &#xA0;She hates to shop, will wear clothes that are terribly out of style if they still fit and aren&#x2019;t worn out, and she will talk herself out of buying just about anything that isn&#x2019;t absolutely necessary. &#xA0;When we first got married I would buy her gift cards to clothing stores for Christmas or her birthday so she could go buy something she liked. &#xA0;She never spent them. &#xA0;On the rare occasion she did spend them, it was when MY birthday had rolled around and she&#x2019;d use it to buy me something. &#xA0;I then switched to picking out and buying clothes for her instead of gift cards.  I can&#x2019;t express how important it has been in our marriage to be in such agreement about money. &#xA0;Most couples fight most about money, and since we both have the same money principles, we almost never argue. &#xA0;  I mentioned on Friday&#x2019;s show and Monday&#x2019;s show that one of my clients had cut back the work that I&#x2019;d been doing for them. &#xA0;While this is certainly a situation that I wish had not occurred, it is the way of life for us now that I am self employed. &#xA0;I no longer have a steady paycheck, but depend on work from clients. &#xA0;If something happens to their situation, it will trickle down and affect my situation. Read More...</description></oembed>
